By accepting this Agreement electronically or by creating a Pay to Me account or using the Service after these Terms become effective, you give your consent and agree to abide by the terms of the Agreement, including these Terms. If you have not opted for any of our International Services that explicitly exclude any of the Service Schedules listed below, then this Agreement covers those schedules and you consent to them:

License and User Conduct

The use of this Site is granted to you by Pay to Me under a limited license. You are allowed to access and utilize the Site for personal purposes only. However, modifying or downloading the Site or any part of it is not permitted without Pay to Me's express written consent. Reproduction, duplication, copying, selling, reselling, visiting, or exploiting this Site for commercial purposes is strictly prohibited without Pay to Me's express written consent. If you use this Site without authorization, your license granted by Pay to Me for such use will automatically terminate.

As a user of this site, it is imperative that you comply with all pertinent international, federal, state, and local laws and regulations. Pay to Me reserves the right to terminate your usage of the site for any reason at its discretion. Please note that if you are under eighteen (18) years of age, you are prohibited from utilizing the site.

Copyrights and Trademarks

All content, information, and documentation posted on this Site, except as noted, is the property of Pay to Me, its affiliates, and/or licensors. The appearance of this Site, including icons and graphics, is also owned by Pay to Me. Posting content on this Site does not waive any proprietary rights of Pay to Me, its affiliates, and/or third party licensors, such as copyrights and trademarks, nor does it transfer any such rights to you or any other third party. The content on this Site is protected by U.S. and international copyright laws, both individually and as collections. You must not remove any copyright notice or similar notice from any content obtained from this Site. You are prohibited from selling, republishing, framing, or using any information, documentation, or other content, or any part of it, posted on this Site without prior written consent from Pay to Me. However, you may view, print, copy, and download portions of the content on this Site for your own individual, internal, non-commercial use or records, solely in connection with your use of the Site. Pay to Me and its affiliates reserve the right to revoke this authorization at any time.

The trademarks of Pay to Me's products and services, including the PAY TO ME SYSTEMS trademark, are referenced herein. Any other trademarks mentioned herein belong to their respective owners, including products, services, and company names.

Newsletter

You have the option to provide your contact information, including your email address, to the Site when subscribing to certain newsletters offered by Pay to Me. However, you can choose to unsubscribe from these newsletters at any time by following the instructions provided in each email newsletter.

Links

Please note that this website may contain links to external sites. These links are provided without any guarantee or warranty. It is important to understand that you use them at your own risk. Pay to Me does not endorse nor is liable for any content, products, services, software or other materials that are available on these external sites. It is possible that a page or pages of the external site may be framed with a page of this website, however, this does not indicate any endorsement or liability for the content on the external site. Additionally, Pay to Me is not responsible for the privacy practices or content of these external sites. To safeguard your privacy, please review the terms of service and privacy policies of these respective sites. Pay to Me is not responsible or liable, either directly or indirectly, for any damage or loss that has been caused or alleged to have been caused by or in connection with the use of or reliance on any content, goods or services that are available on these external sites. Furthermore, Pay to Me shall not be held liable for any errors or delays in the content, goods or services available on these external sites or for any actions taken or not taken in reliance on such content, goods or services.

Prohibited Activities

The following activities are prohibited on or through the Site: (1) using any automated or manual process to "scrape" the Site's listings or content; (2) taking any action that places an unreasonable or excessive load on Pay to Me's hardware or software infrastructure; (3) sending unsolicited and irrelevant emails to Pay to Me users, blog commentators, or others; (4) attempting to obtain the source code to the Site by reverse engineering, decompiling, disassembling, or other similar means; (5) engaging in or encouraging any illicit activities; (6) engaging in any activity that promotes another business or lures Pay to Me customers to a third party, and (6) submitting any content, including blog comments, that is obscene, offensive, misleading, harmful to minors, abusive, threatening, defamatory, or illegal.

Disclaimer of Warranties

THE SITE IS PROVIDED "AS IS", WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE EXTENT PERMITTED BY APPLICABLE LAW. PAY TO ME DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR VIRUS-FREE, OR THAT THE SITE WILL MEET YOUR REQUIREMENTS. THE INFORMATION OBTAINED THROUGH THE SITE HAS NOT BEEN VERIFIED, AND PAY TO ME DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT SUCH INFORMATION IS ACCURATE, COMPLETE, RELIABLE, OR OTHERWISE VALID. PAY TO ME DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY WARRANTY OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY ARISING FROM A COURSE OF DEALING, TRADE USAGE, OR TRADE PRACTICE TO THE EXTENT PERMITTED BY APPLICABLE LAW.

Limitation of Liability

USING THE SITE CARRIES INHERENT RISK, AS INFORMATION TRANSMITTED OVER THE INTERNET IS NOT COMPLETELY SECURE. NONE OF PAY TO ME'S EMPLOYEES, AFFILIATES, AGENTS, REPRESENTATIVES, OR LICENSORS (COLLECTIVELY REFERRED TO AS "PAY TO ME ASSOCIATES"), INCLUDING PAY TO ME ITSELF, CAN BE HELD LIABLE FOR ANY COMPENSATORY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ATTORNEYS' FEES, OR LOSS OF DATA OR PROFIT RESULTING FROM YOUR USE OF THE SITE OR INABILITY TO ACCESS IT, OR FROM ANY BREACH OF WARRANTY, EVEN IF PAY TO ME OR AN ASSOCIATE HAS BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES OR THEY WERE FORESEEABLE. YOUR ONLY RECOURSE IN THE EVENT OF A DISPUTE WITH PAY TO ME IS TO CEASE USING THE SITE. HOWEVER, BECAUSE CERTAIN STATES OR JURISDICTIONS DO NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL, INCIDENTAL, OR SPECIAL DAMAGES, PAY TO ME'S LIABILITY IN SUCH STATES AND JURISDICTIONS IS LIMITED TO THE MAXIMUM EXTENT ALLOWED BY LAW. IF THE ABOVE LIMITATIONS ARE FOUND TO BE UNENFORCEABLE, PAY TO ME'S LIABILITY TO YOU UNDER THESE TERMS WILL BE CAPPED AT FIFTY U.S. DOLLARS ($50). PAY TO ME OPERATES THE SITE FROM ITS OFFICES IN THE UNITED STATES AND MAKES NO GUARANTEE THAT THE MATERIAL AVAILABLE ON THE SITE IS LEGAL, APPROPRIATE, OR ACCESSIBLE OUTSIDE THE UNITED STATES. IF YOU ACCESS THE SITE FROM OUTSIDE THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLYING WITH ALL APPLICABLE LAWS, AND PAY TO ME ASSUMES NO RESPONSIBILITY FOR SUCH ACCESS.

Modifications

Please note that Pay to Me may update these Terms over time, so it's recommended that you check this page periodically for any changes. In the event of any significant changes to these Terms, Pay to Me will provide notice through the Site (including the Blog) at least fifteen (15) days prior to the changes taking effect. If you continue to use the Site after this fifteen (15) day period, it will be considered as your acceptance of the modified Terms. However, if you do not agree with the updated Terms, you may opt-out of the Site by discontinuing your access to it.

How Do End Users Consent To Receive Messages?

When you added your phone number to our website, you explicitly consented to receiving text messages related to one-time 2FA login confirmation and service-related updates. This agreement ensures that we can communicate important information to you efficiently and securely. However, we understand that preferences can change over time. To provide you with greater control over your messaging preferences, we have implemented a feature in the settings that allows you to disable text messages by adding your email address. By doing so, you will still receive the necessary notifications and updates, but through email instead of text messages.

Text Message Terms

By visiting our website 'www.paytome.co' and checking the designated box in our agreement terms, you agree to receive text messages. These messages will include 'One-Time Codes' and notifications related to your user account.

Rest assured; we will not share your opt-in information with unauthorized third parties. Your privacy and data security are of utmost importance to us.

Notices

Pay to Me has the right to notify you through different channels, including a website post, email, or postal mail to your registered address, if it exists. On the other hand, you can give notice to Pay to Me through email or traditional mail using the address provided below. For any inquiries regarding the Terms, Site practices, or transactions with Pay to Me, please contact Pay to Me via the same address or the Contact page accessible through the link below:

Effective Date: 05/01/23