All-In-One FinTech Platform
We Build Merchant Services Smarter and Simpler
Simplify Your Payment Process
Start accepting payments smoothly and securely today! Our merchant accounts are perfect for businesses operating both in-person and online. With our easy setup, and competitive rates, take advantage of:
- Straight Forward Merchant Pricing
- Fast Merchant Approval
- 24/7 Customer Support
Business Solution & Platforms
Account Receivable
Manage your Accounts Receivable efficiently with PayToMe's online invoice management platform. Use our Text-to-Pay and Payment Link features to expedite payments and balance your AR swiftly.Learn More ->
Account Payable
Streamline your Accounts Payable process with PayToMe's efficient payment solutions. Our platform ensures timely bill payments and vendor management, helping you maintain strong business relationships and financial health.Learn More ->
Expense Management
Boost financial oversight with PayToMe's Expense Management System. Easily track and manage spending, ensure budget adherence, and improve fiscal operations with our user-friendly platform.Learn More ->
Business Banking
Enhance your business banking. Our platform supports seamless global money transfers and robust banking solutions, allowing you to open an online business checking account quickly and efficiently.Learn More ->
Simpler, Easier, Smarter Business Products
Online Invoicing
PayToMe has simplified digital invoicing to get paid faster. Create and send invoices via text and email. Use our streamlined, easy online invoicing to boost cash flow and simplify your account receivable process.
Learn More ->Payment Links
Create experience effortless transactions with PayToMe's no-code Payment Links. Instantly create and send secure payment links to your customers via text messaging or email, facilitating smooth, efficient, and safe payments on multiple platforms.
Learn More ->Text-to-Pay
Enhance your revenue cycle with PayToMe's Patented Text-to-Pay services. Provide convenience by sending a secure payment link directly to customers' phones.
Learn More ->ACH & E-Check
Effortlessly process payments with our ACH & E-Check services—fast, low-cost solutions designed for secure, direct bank transfers and improved transaction efficiency.
Learn More ->Identity Verification
Verify your users and customer identities with PayToMe's comprehensive Know Your Customer (KYC), Know Your Business (KYB), and Bank Verification services. It's reliable for businesses of any size, from one user to one million.
Learn More ->PayToMe - Your Complete Payment Solution
Finance
AR & AP Management
Account Receivable
Accounts Receivable (AR) management is vital for business liquidity. An Online Invoice Platform streamlines this process by allowing businesses to issue and track invoices digitally. Additionally, Text-to-Pay services enhance convenience by enabling customers to pay invoices via SMS, further accelerating payment cycles and improving cash flow. Together, these tools modernize AR operations, ensuring businesses maintain robust financial health.
Account Payable
Accounts Payable (AP) is crucial for managing business outflows and maintaining vendor relationships. An Invoice Management Platform facilitates this by automating the handling and approval of payable invoices, ensuring accuracy and timeliness. This technology simplifies workflows, reduces human error, and helps businesses meet payment deadlines efficiently. By leveraging such platforms, companies can optimize their financial operations and sustain good supplier relations.
Business
Platforms & Products
Financial Business Platforms
A Financial Business Platform integrates Accounts Receivable (AR) and Accounts Payable (AP) functionalities to provide a comprehensive solution for managing a company's finances. These platforms streamline financial workflows, ensuring timely invoicing and payments, reducing manual errors, and improving overall efficiency. By automating these crucial financial operations, companies can enhance cash flow management, maintain strong vendor and customer relationships, and gain real-time insights into their financial health.
Financial Business Products
Financial Business Products like Text-to-Pay, Payment Links, E-Check, and ACH transfers offer versatile and efficient solutions for managing transactions. Text-to-Pay allows customers to make payments via SMS, enhancing convenience and speeding up collection times. Payment Links facilitate secure transactions by enabling one-click payments through personalized URLs. E-Checks and ACH transfers provide reliable and cost-effective alternatives to traditional paper checks, reducing processing times and banking fees. Together, these tools streamline payment processes, improve cash flow, and reduce operational overhead, making them invaluable for modern financial management.