About Us | About Paytome.co
AI + FinTech = PayToMe.co
Where FinTech Meets the Future

Who We Are

PayToMe.co is the world’s first AI-powered Financial Operating System, eliminating the $46 Billion inefficiency small businesses face in payments, fraud, compliance, and automation. Built to scale like the “Amazon of Finance,” our platform combines patented tech, embedded finance, and enterprise-grade AI—delivered through developer first APIs.
Our Global Partners
Headquartered in Silicon Valley, USA, we connect with over 12,000 banks and 7,000 vendors in more than 100 countries. Recognized in the top 1% of AI startups by NVIDIA Inception and AWS, and honored with 9+ global fintech awards including 2x Stevie Gold for ESG & Tech. We are backed by Startupbootcamp, Hatcher+, and partners like Stripe, Plaid, SVB, IBM, Google, Microsoft, and Nacha.
Our Institutional Investors

Hatcher+
PayToMe.co secured investment from global venture capital firm Hatcher+, accelerating its growth and innovation in AI-powered financial operations for SMBs.

Startupbootcamp
Europe and Asia’s largest accelerator, Startupbootcamp, also invested in PayToMe.co, supporting its global expansion and strategic partnerships.
Award-Winning

Six American Business Awards® for Technology
PayToMe.co has been honored with multiple Stevie® Awards, including two Gold, two Silver, and two Bronze, at the prestigious 22nd Annual American Business Awards®.

Stevie® Silver Award 2024 for Technology Excellence
PayToMe.co was recognized with the Stevie® Silver Award 2024 for Technology Excellence, underscoring our role as an industry leader in advanced financial technology.

Bronze Stevie® Award for Tech Startup of the Year
PayToMe.co was named the Bronze Stevie® Award winner for “Tech Startup of the Year” in the Services category at the 20th Annual International Business Awards®.

Best Ethical FinTech Firm – North America
PayToMe.co has been recognized by Wealth & Finance International as the Best Ethical FinTech Firm in North America, honoring our commitment to transparency & social responsibility.
Our Solutions & AI-Powered Platforms


Text-to-Pay via SMS/
Messaging

AI-powered digital invoicing & compliance automation

Embedded finance platform for global businesses

Pre-integrated with OpenAI, Stripe, Plaid, IBM &
Our Services

Digital Invoice

Text to Pay

Digital Checkbook

Merchant Services

Accounting Services
